Mutual Funds Book a call

Investace Mutual Funds

Grow through
every season.

SIPs for a home, education or retirement, in folios in your name.

Find your risk profile · 2 min Book a call
  • Your own folios
  • Plan in writing
  • Reviewed quarterly
Where your ₹38,000 goes each monthExample
Your bank ₹38,000 a month Debited on the 5th
  1. Emergency fundNow · ready in 8 months₹5,000a monthYours
  2. Home2032 · 6 years to go₹15,000a monthYours
  3. Education2038 · 12 years to go₹8,000a monthYours
  4. Retirement2054 · 28 years to go₹10,000a monthYours
Illustrative example. Money goes from your bank to funds in your name, never through Investace.

Mutual fund investments are subject to market risks, read all scheme related documents carefully.Investace Mutual Funds is offered by SM Research Services Pvt Ltd as an AMFI-registered mutual fund distributor (ARN-330134), separate from its research services.

Goal-linked SIPs

One plan
per goal.

Every SIP is tied to a goal and a date.

Goal 01 · Home

A down payment, on a date you choose

  • One SIP, one folio, one date
  • Growth while the date is far off
  • Stability as it nears
Plan this goalRun the numbers

Goal 02 · Education

College fees at tomorrow’s prices

  • Today’s cost, grown for inflation
  • A SIP that steps up with income
  • Dated to the year fees are due
Plan this goalRun the numbers

Goal 03 · Retirement

Income after work

  • Built from your expenses
  • Re-profiled every year
  • Planned to age 85
Plan this goalRun the numbers

Goal 04 · Emergency

Protection first

  • About six months’ expenses set aside
  • Health and term cover, checked and sized
  • Held in low-volatility, easy-access funds
Plan this goalFind your risk profile

How it works

Four steps.
No jargon.

  1. 01
    Tell us your goals

    A 15-minute call: what for, by when, how much a month.

  2. 02
    Get your written plan

    Which funds, how much each month and why, with costs, before you invest.

  3. 03
    SIPs into folios in your name

    Bank to fund house to your folio. ₹0 passes through us.

  4. 04
    We do the rest

    We watch every fund and goal, act when something changes, and send a short review each quarter. Nothing for you to do.

What you get

Nothing to do.
Everything in view.

Once your plan is set, we run it. You get a short review every quarter and a portal that is always up to date.

  • A five-page review every quarter

    Each goal by name, where your SIP went, and what we did. Read it in a minute.

  • Your own portal

    Your goals, the funds behind each one, and the companies those funds own. Sign in with your email.

  • We watch, so you don't have to

    A fund manager leaves, a goal slips, a fund drifts from its style: we act, then tell you.

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Example quarterly review page: three goals on track, and 'Nothing. Your SIPs run automatically.'
Example review page. Illustrative client and figures, not a recommendation.

Calculators

Run your numbers.

All 14 calculators

Value after 15 years

₹0

You invest ₹0Growth ₹0

The return rate is an assumption you choose. Results are illustrative, not a forecast or a promise. Actual returns vary and can be negative.

Plan this with us

Illustrative calculation at an assumed rate of return; not a guarantee of future returns. Mutual fund investments are subject to market risks, read all scheme related documents carefully.

FAQ

Quick answers.

Still unsure? Book a call.

Do you hold my money?

No. SIPs go from your bank to folios in your name.

What does it cost me?

Nothing directly. The fund house pays us a commission, disclosed before you invest.

How are you paid?

As a distributor, not an adviser: by trail commission in the regular plan’s expense ratio, shown in rupees before you invest. A fee-only, direct-plan option is not offered today.

Can you guarantee returns?

No. Mutual fund investments are subject to market risks.

Is this investment advice?

No. We are an AMFI-registered mutual fund distributor (ARN-330134), separate from our SEBI-registered research services.

Who chooses the funds?

Our mutual fund team shortlists funds on rolling returns, how they hold up in falls, and consistency, not last year’s winner. Fund selection is part of our distribution service and is kept separate from our stock research.

What happens at a review?

We check each goal’s mix against your plan, rebalance only past its drift line and explain any change first.

Can I stop a SIP?

Yes. Redemptions follow the scheme’s exit load and tax rules; we’ll tell you both first.

Plan your next
twenty years.

A free 15-minute call. No pressure.

Book a call Review my portfolio

Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Registrations & disclosures
AMFI
Mutual Fund Distributor · ARN-330134
SEBI
Research Analyst · SM Research · INH000017736
Insurance
Certified insurance advisor (IRDAI)

Investace is the client-facing brand of SM Research. Mutual fund distribution is not investment advice and is separate from research services. Investments in mutual funds, equity and other securities are subject to market risks; past performance is not indicative of future results. Read all scheme-related documents carefully before investing. All screens on this page are examples; amounts, dates and folio numbers are illustrative.